Bill Bodyguard
AI Hospital Bill Auditor
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Scan
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Audit
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Resolve

Scan Your Hospital Bill

Upload a photo or PDF. Our AI finds the hidden charges.

Drop your bill here or browse
Supports images and PDFs up to 20MB
or
Patient Information
Optional, helps personalize your dispute letters

How the scan works

Bill Bodyguard reads every line item on your hospital bill and cross-checks it against Medicare fee schedules, NCCI bundling edits, and CMS billing rules, in about 60 seconds.

  1. 1
    Upload your bill
    Take a photo or drag in a PDF of your itemized hospital statement. We support files up to 20 MB.
  2. 2
    AI reads every charge
    Our AI extracts procedure codes, diagnosis codes, facility fees, and supply charges, then checks each one against published rate benchmarks and coding rules.
  3. 3
    Review flagged errors
    You get a full audit report showing every suspect charge, why it was flagged, and how much you may be able to recover.
  4. 4
    Dispute with confidence
    Optionally unlock the Dispute Pack ($9, or ₹149 for Indian bills), a personalized dispute letter, insurance appeal email, and phone script, ready to send to the hospital billing department.

Billing issues we check

Studies show more than 80% of hospital bills contain at least one error. These are the most common, and most costly, types we flag.

⚠️
Upcoding
A hospital bills a more expensive procedure code than the service actually performed. This is one of the most common and lucrative billing errors.
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Unbundling (NCCI violations)
Related services that should be billed together under one code are split into multiple separate charges. CMS National Correct Coding Initiative rules prohibit this.
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Duplicate charges
The same service, medication, or supply appears on the bill more than once. Duplicates are easy to miss on long itemized statements.
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Inflated facility fees
Hospitals add facility fees to outpatient visits, sometimes far above what Medicare or fair-market benchmarks consider reasonable.
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Routine supply overcharges
Gloves, gauze, and basic supplies are sometimes billed at 10–100× their actual cost. These small-seeming line items add up quickly.
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Observation status issues
Being classified as "under observation" instead of formally admitted changes what Medicare covers, and can result in patients owing thousands more.

What a scan result looks like

After your bill is analyzed, you see a structured report similar to the example below. Each flagged charge explains the issue and estimated overcharge amount.

Sample Audit Report
3 issues found · Est. $1,240 at risk
⚠️ Upcoding. CPT 99285 billed as 99291
Emergency visit coded at the highest complexity level. Documentation does not support critical-care designation. Estimated overcharge: $820.
🔒 Unbundling. CBC and metabolic panel billed separately
CPT 80053 and 85027 must be bundled per NCCI edit. Billing them separately inflates the lab total. Estimated overcharge: $310.
🔄 Duplicate. Sterile gloves billed twice
Supply code A6216 appears on line 14 and line 31 for the same date of service. Estimated duplicate charge: $110.

Frequently asked questions

Is Bill Bodyguard really free?
Yes, scanning your bill and seeing every flagged error is completely free. The optional Dispute Pack ($9, or ₹149 for Indian bills) adds a personalized dispute letter, an insurance appeal email, and a phone script.
Can I dispute a hospital bill after I've already paid?
Yes. You can request an itemized bill and dispute charges even after payment. Hospitals are required to investigate billing disputes regardless of payment status.
How accurate is the AI audit?
The audit uses Anthropic's Claude model cross-referenced against Medicare fee schedules and NCCI coding rules. Studies show roughly 80% of hospital bills contain at least one billing error, most are straightforward for AI to identify.
How long does the hospital have to respond to a dispute?
Most hospitals must respond to a written dispute within 30 business days. If they don't, you can escalate to your State Attorney General, CMS, or your insurance commissioner.
Is my bill data kept private?
Your uploaded bill is used only to generate your audit report and is not stored or sold. See our Privacy Policy for full details.
Learn more: How we protect your data AI governance Privacy policy Terms of service Bill Bodyguard home
DISPUTE PACK · $9

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